Post by plockley on Mar 3, 2015 19:04:04 GMT 1
As there are 140 pages in the Club policy it's difficult to summarise.
Any car owner bringing a half restored car to a show would be well advised to have insurance cover as I said in my last post,to cover theft or damage to it.
As for public liability the Club public liability policy covers legal liability in respect of vehicles being driven at a show save "in respect of liability arising from circumstances in which it is compulsory for you to insure ..such vehicles as a requirement of relevant road traffic legislation ."
Such insurance is required to drive any vehicle on a road or other public place as a matter of law ,as at Birdingbury.Indeed any vehicle on a public road whether being driven or not needs insurance cover and needs to be roadworthy.If not it should not be on a road. Note that in this part of my post I have not included the words "or other public place" as an untaxed unroadworthy vehicle could be stored so long as it is not driven on private land open to the public e.g. A pub car park.That is not to say that the vehicle cannot be trailered to a show,offloaded onto the Club stand,which is cordoned off and driven into position ,nor does it prevent a vehicle being driven from a trailer onto its stand at a venue not open to the public,e.g.when entry is prohibited to the public,such as on set up day at the NEC when entry is only permitted to those holding exhibitor passes.It is not then a public place.
The Club public liability policy would cover work being done on a car at a Show.
A private individual not on a Club stand bringing a half restored car to a show and /or working on it would be well advised to obtain his own insurance.
I'm not sure at whom Mark is aiming his last post above .My posts have been as full and comprehensive as possible and have related to Birdingbury's own specific circumstances.
Insurance is a massive subject.I expressed the hope in my post at the top of the previous page of this topic that that post would be an end of the matter. Subsequent posts have shown that that will not be the case.
If anyone doesn't like my comments here and wishes to obtain their own legal advice and pay for it themselves I've no objection .
Peter Lockley
Any car owner bringing a half restored car to a show would be well advised to have insurance cover as I said in my last post,to cover theft or damage to it.
As for public liability the Club public liability policy covers legal liability in respect of vehicles being driven at a show save "in respect of liability arising from circumstances in which it is compulsory for you to insure ..such vehicles as a requirement of relevant road traffic legislation ."
Such insurance is required to drive any vehicle on a road or other public place as a matter of law ,as at Birdingbury.Indeed any vehicle on a public road whether being driven or not needs insurance cover and needs to be roadworthy.If not it should not be on a road. Note that in this part of my post I have not included the words "or other public place" as an untaxed unroadworthy vehicle could be stored so long as it is not driven on private land open to the public e.g. A pub car park.That is not to say that the vehicle cannot be trailered to a show,offloaded onto the Club stand,which is cordoned off and driven into position ,nor does it prevent a vehicle being driven from a trailer onto its stand at a venue not open to the public,e.g.when entry is prohibited to the public,such as on set up day at the NEC when entry is only permitted to those holding exhibitor passes.It is not then a public place.
The Club public liability policy would cover work being done on a car at a Show.
A private individual not on a Club stand bringing a half restored car to a show and /or working on it would be well advised to obtain his own insurance.
I'm not sure at whom Mark is aiming his last post above .My posts have been as full and comprehensive as possible and have related to Birdingbury's own specific circumstances.
Insurance is a massive subject.I expressed the hope in my post at the top of the previous page of this topic that that post would be an end of the matter. Subsequent posts have shown that that will not be the case.
If anyone doesn't like my comments here and wishes to obtain their own legal advice and pay for it themselves I've no objection .
Peter Lockley